
CTO · Fintech & payments architect, Payzoplus
Builds the platform the money moves on — the ledger, the reconciliation and the partner integrations. Founder of SPARKUP and CREDMINT.
LinkedIn profile →Export guides
Five ways to receive international payments in India, how each one charges, and the 2026 EDF and 9-month realisation rules exporters must follow.
Kumar Shanu
· 13 min read
Export guides
ACH is US-only, so an Indian bank account cannot receive it directly. How a US receiving account lets a client pay by ACH, and ACH vs Fedwire vs SWIFT.
Kumar Shanu
· 6 min read
Export guides
Get paid by a US client in India, step by step: the channel, KYC, account details, purpose code, invoice, W-8BEN, EDF and the remittance advice.
Kumar Shanu
· 6 min read
Export guides
Two ways to hold or receive dollars in India: an EEFC account at your bank, or a USD receiving account. What each is under FEMA, and when each fits.
Kumar Shanu
· 6 min read
Export guides
An export readiness checklist for Indian SMEs: registrations, bank and KYC, client contracts, invoicing, FEMA compliance, GST and income tax, and records.
Kumar Shanu
· 6 min read
Export guides
How an Indian SME starts exporting services, step by step: registrations, the bank account, export invoices, EDF and FIRA, and getting paid in 9 months.
Kumar Shanu
· 8 min read
Export guides
How Payzoplus works for Indian exporters, end to end: onboarding, a USD receiving account per customer, purpose codes, reconciliation, T+1 rupees and FIRA.
Kumar Shanu
· 8 min read