Payzoplus is live in beta — early access pricing available.
Payzoplus
Export collections, end to end.

Get paid from abroad,
in rupees.

Raise an invoice, share bank details your customer can pay into, and watch the rupees reach your own account. Live rates you can check against the market, and the FEMA paperwork handled as you go.

Download forAndroid

No setup fee · Verification usually takes one working day

4
Rails your customer can pay over
26
Currencies you can be paid in
99.9%
Uptime SLA
T+2
Settlement

Received from Acme Inc.

$2,500.00

Settled in INR2,36,250

Indicative rate

1 USD = ₹94.50

Live feed unavailable

Built with the best in fintech

ACHFedwireSWIFTSEPAFaster Payments
LIVE FX
USD/INR+0.06%·
EUR/INR-0.13%·
GBP/INR+0.22%·
AED/INR+0.08%·
SGD/INR+0.11%·
AUD/INR-0.05%·
CAD/INR+0.04%·
JPY/INR0.5649+0.16%·
CHF/INR96.2700+0.18%·
CNY/INR11.5100-0.05%·
USD/INR+0.06%·
EUR/INR-0.13%·
GBP/INR+0.22%·
AED/INR+0.08%·
SGD/INR+0.11%·
AUD/INR-0.05%·
CAD/INR+0.04%·
JPY/INR0.5649+0.16%·
CHF/INR96.2700+0.18%·
CNY/INR11.5100-0.05%·

The mid-market rate beside the rate you get, so the mark-up is a number you can see.

See your savings

1001,00,000
Mid-market rate1 USD = ₹94.50
Your rate1 USD = ₹94.03
Our fee₹1,410.41
GST (18%)₹253.87

Recipient gets

₹4,68,727.09

via Payzoplus

✓ Best rate

Payzoplus

5,000 USD → INR

₹4,68,727.09

PayPal

5,000 USD → INR

₹4,33,641.60

₹35,085.49

Traditional bank

5,000 USD → INR

₹4,37,700.37

₹31,026.71

You save vs banks

₹7,44,641.10

annually on ₹1Cr volume

What you actually get

Collections, conversion, settlement and the compliance paperwork — one place, and nothing hidden in the rate.

Collections that identify themselves

Every customer gets their own account number, so a wire arrives already matched to the person who sent it. They pay locally where the rails exist — ACH or Fedwire in the US — and over SWIFT everywhere else.

Settled to your own bank

We hold none of your money. Reconcile an invoice and our banking partner sends the rupees straight to your account, with a tracker for every step and the UTR when it lands.

A rate you can check

The mid-market rate is shown next to the rate you get, on the board and on every settlement — so the spread is a number on the page rather than something you work out afterwards.

Payment advice on every settlement

Our banking partner issues a payment advice for each settled payout, downloadable from the settlement itself, usually within a working day. Your FIRC is requested from them directly — we will not pretend to issue one.

Compliance built into the flow

FEMA purpose codes are checked before you can raise an invoice against them, the invoice document travels with it, and every movement is scored and logged.

An API and real webhooks

REST endpoints for everything the dashboard does, and webhooks for all thirty-five events our banking partner emits — signature-verified and safe to receive twice. Test mode against a real sandbox.

More currencies when you need them

You start on US dollars. Once multi-currency is approved, twenty-five more open up — each with its own account number, its own balance and its own live rate.

People who know your account

A real person, not a queue. We sit between you and the banking partner, so a question about a stuck settlement is ours to chase, not yours.

Built for one job, done properly

Indian businesses being paid by customers abroad — a freelancer with US clients, an exporter shipping on invoice terms, a firm billing overseas subsidiaries.

Invoice your overseas clients, get paid in rupees

  • Give each client their own account number to pay into
  • Raise the invoice here, with the purpose code already checked
  • See the rate before you convert, and lock it if it is a dollar invoice
  • Rupees into your own bank account, with the advice to file

Invoice #INV-2026-019

Live
Client
Acme Corp, USA
Invoiced
$ 3,500.00
Payout fee
− $ 9.00
Converted at
₹ 93.47
You receive
₹ 3,26,321

How a collection works

The money comes to you. Every step of it is visible.

Your customer pays into an account issued in your name. It converts at a rate you saw before you agreed to it, and the rupees settle to your own bank.

One collection

Example
SydneyMumbai

Your customer pays

A$5,500

You receive

3,74,550

Their currency in, rupees out, into your own bank account.

Where you can be paid from

26 currencies
🇦🇪UAE pays🇮🇳
د.إ 9,20024

One account per customer

Each buyer gets their own account number, so a wire arrives already matched to them.

IndiaUAESingaporeUKEUCanadaUSAAustralia

US dollars from day one. The rest open once multi-currency is approved on your account.

How your customer pays

A local rail beats a wire

Comparing…
ACH
US customersSame day
No fee to receive
Fedwire
US customers, same daySame day
No fee to receive
SEPA
Euro-area customersSame day
No fee to receive
SWIFT
Everyone else1–2 days
Sender's bank charges

What it costs your customer, and how soon it lands

Before anything moves

The checks that run every time

Purpose code

An invoice cannot be raised against a FEMA purpose code your account is not approved for.

Sanctions screening

Our banking partner screens against the UN, OFAC and RBI lists at onboarding and continuously after.

Signed webhooks

Every callback's signature is verified before anything acts on it.

Exactly once

A request that times out is reconciled with the partner — never guessed at, and never replayed.

Three steps to your first payment

Verification is the slow part, and it is our banking partner doing it — usually one working day.

01

Tell us about the business

Legal name, PAN, GSTIN, the people who own it, and where the rupees should land.

02

We review, then our partner verifies

We check the pack first so nothing avoidable is sent on. Their side usually takes one working day.

03

Share an account number and invoice

Your customer pays into it. You reconcile against the invoice, and the rupees settle to your bank.

The app

Your export account, in your pocket

Raise an invoice on the way to a meeting. Match a payment the morning it lands. Watch it reach your bank without opening a laptop.

  • Receiving account details, ready to copy or share as a QR code
  • Match a payment and lock your rate for 120 seconds
  • Every settlement with its UTR, its fees and the rate it converted at
Download forAndroid

Android build coming shortly. How to install

Security First

Built for trust

Security and compliance are not features — they are the foundation.

Bank-grade encryption

AES-256 at rest, TLS 1.3 in transit. Every webhook signature verified before it is acted on.

We never hold your money

Funds sit with the regulated banking partner and settle to your own account. We are not in the path.

FEMA purpose codes enforced

An invoice cannot be raised against a code your account is not approved for.

DPDP & GDPR ready

Your data is yours. Full export and deletion controls on demand.

Every movement is idempotent

A timed-out request is never guessed at. It is reconciled against the partner before anything moves.

Full audit trail

Who did what, when, and what the partner said back — on every account and every settlement.

Leadership

Built by operators who ship.

Directors with combined fintech, engineering, compliance, and growth experience.

Ajaj Mohammad Qureshi, Founder & CEO — PayzoPlus

Ajaj Mohammad Qureshi

Founder & CEO

DIN 11445750

Founder and authorised signatory of Payzoplus Global. Leads strategy, partnerships, fundraising, and the company's cross-border and compliance roadmap.

Aafreen Khanam, Co-founder & Additional Director — PayzoPlus

Aafreen Khanam

Co-founder & Additional Director

DIN 11888206

Co-founder and Additional Director. Leads day-to-day operations — onboarding, settlements, and partner coordination.

Based in Indore & Dewas, Madhya Pradesh, India · Registered as Payzoplus Global Private Limited · CIN U62099MP2025PTC080778

Where we actually are

Payzoplus is in beta. Rather than quote customers we do not have yet, here is what you can check for yourself.

Registered and recognised

Payzoplus Global Private Limited, incorporated 23 December 2025 with the Registrar of Companies, Gwalior. DPIIT-recognised startup, Udyam-registered MSME, and an IEC holder — every number is in the footer of this page.

  • CIN U62099MP2025PTC080778
  • DPIIT DIPP256717
  • UDYAM-MP-16-0006397

We are not a bank

We hold no banking licence and no payment aggregator licence. Collections run on a regulated partner's rails, and the rupees settle from them to your own account. Payzoplus is never in the path of the money.

Beta, and priced that way

What the product does is collect in US dollars, reconcile against your invoices and settle to an Indian bank. Multi-currency and payment links depend on approvals on your own account, and the pricing page says so rather than listing them as included.

Frequently asked questions

Can't find what you're looking for? Talk to our team.

Our banking partner runs the KYB and usually answers within one working day. We check your pack first, so avoidable gaps are caught before it reaches them rather than coming back a day later.

Ready to simplify your payments?

Join thousands of businesses already saving time and money with Payzoplus.